HEALTH INSURANCE

Medicare

Medicare can be confusing. There are Medicare Supplements, Medicare Advantage plans, and Part D drug plans. We can help take the confusion out of finding the right plan for you and your specific needs.  We represent Blue Cross Blue Shield of Minnesota, HealthPartners, Medica, UCare, Allina/Aetna, United Healthcare/AARP, SilverScript, and Wellcare. We would be glad to answer all of your Medicare questions and help you find the right plan for you!

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Individual and Family

When you need individual coverage for you or your family, the process can be complicated. Unfortunately, with all of the changes with healthcare legislation, this process isn't getting any simpler. This is why it's important now more than ever, to have an expert who can help you navigate your way through the process.  Our agency has worked with the Minnesota State exchange, MNSure since 2014. We can help you figure out if you qualify for an advance premium tax credit to lower your plan premium through MNSure, or if enrolling directly through a carrier is better for you.  We can help you review all of the plans available to find the health plan that works best for you!

Short-Term Plans

Short term coverage can be used to bridge a gap between plans.  There are a few qualifying health questions, coverage can start within a day, and coverage length is limited.  Short term coverage generally does not cover any health conditions that are pre-existing.  We would be glad to help you find a short term medical plan. 

Health Saving Accounts (HSA)

A health savings account (HSA) is a tax-advantaged account, that works in conjunction with a high-deductible health plan (HDHP), which allows you the ability to save tax-free money for eligible medical expenses.

Dental Plans
Vision Plans